Get working capital up to $5M. Compare eight funding options in one quick application, work with a real advisor, and get funded in as little as 24 hours.
"We landed a huge catering contract but needed cash for staff and supplies up front. FundBetter had a line of credit in place within two days. It saved the account."
Restaurant & catering owner
Austin, TX
★★★★★
"Our bank kept stalling on an equipment loan. FundBetter financed the new rig in 24 hours and my advisor walked me through every number. No surprises."
Transportation company owner
Columbus, OH
★★★★★
"Slow-paying clients were choking our cash flow. Invoice factoring through FundBetter smoothed everything out, and the process was refreshingly simple."
Construction contractor
Tampa, FL
Representative examples. Details shown for illustration; individual results vary.
Most businesses qualify in minutes
Our funding programs are built for real, revenue-generating small businesses, including many that banks turn down. Here's what most approvals look like.
Tell us a little about your business and a funding advisor will reach out with your options. No obligation, no hard credit pull.
Funding up to $5M across 8 products
Decisions often the same day
Funds in as little as 24 hours
A real advisor, not a call center
Frequently asked questions
How much funding can I get?
FundBetter offers business funding up to $5 million across eight products. The right amount depends on your revenue, time in business, and the product you choose. Most working-capital offers land between $10,000 and $500,000.
How fast can I get funded?
Many businesses are approved the same day they apply and receive funds in as little as 24 hours. Timing depends on the product and how quickly you return signed documents.
Will applying hurt my credit score?
No. Checking your options with FundBetter uses a soft inquiry that doesn't affect your credit score. A hard pull only happens later, with your permission, if you move forward with certain offers.
What do I need to qualify?
Most of our funding programs look for at least six months in business, around $15,000 or more in monthly revenue, and a personal credit score of 500 or higher. Requirements vary by product, and we regularly fund businesses that banks decline.
What can I use the money for?
Anything that grows or stabilizes your business: payroll, inventory, equipment, marketing, expansion, new locations, covering a slow season, or bridging gaps between invoices.
Which industries does FundBetter work with?
We fund 22 industries including construction, healthcare, restaurants, retail, transportation, manufacturing, ecommerce, and more. If you run a US-based business with steady revenue, there's likely a program for you.
Learn how business funding works
Guides on business loans, lines of credit, SBA loans, and invoice factoring, so you can choose the right fit.